Last updated: [Date of publication]
These Terms of Service ("Terms") are an agreement between you and [Legal Entity Name] ("Mekit.GY", "we", "us"), the operator of the Mekit.GY platform (the "Service"), registered at [Registered Address, Guyana]. By creating an account or otherwise using the Service, you agree to these Terms.
Mekit.GY is a business readiness and compliance platform for entrepreneurs in Guyana. It provides tools including idea validation, business diagnostics, compliance guidance, a business plan and funding-readiness builder, document storage, an AI business advisor ("Rose"), and connections to independent advisors and lenders.
Mekit.GY is an informational and organisational tool. It is not a law firm, accountant, financial institution, or licensed financial or legal advisor, and nothing in the Service constitutes legal, tax, or financial advice. Guidance about registration steps, compliance requirements, or lending programmes reflects our understanding of publicly available information and may not be complete, current, or applicable to your specific situation — always verify requirements with the relevant government body, institution, or a licensed professional before relying on them.
You must provide accurate information when creating an account and keep your login credentials confidential. You are responsible for all activity under your account. You must be at least 18 years old, or the age of legal majority in your jurisdiction, to create an account.
Rose is an AI feature powered by a third-party large language model provider. Responses are generated automatically and can be incomplete, outdated, or incorrect. Rose's answers are not a substitute for advice from a qualified professional, and you should independently verify anything Rose tells you — particularly figures, legal requirements, and eligibility criteria — before acting on it. Where a tool explicitly says a requirement or fact is "not yet confirmed," treat it as exactly that: unconfirmed.
Nothing in the Service — including any completion status, readiness check, validation result, or simulated interview feedback — is a prediction, guarantee, or representation of loan approval, funding, investment, or business success. Any lender, investor, or institution you approach makes its own independent decision using its own criteria.
You agree not to: misuse the Service to violate any law; upload content that is fraudulent, infringing, or belongs to someone else without authorisation; attempt to gain unauthorised access to other users' data or the Service's systems; or use the Service to generate spam, malware, or abusive content.
You retain ownership of the business information, documents, and other content you upload or enter ("Your Content"). You grant us a licence to store, process, and display Your Content solely to operate and provide the Service to you. You are responsible for having the rights to any document you upload.
Advisors listed on Expert Connect, and any third-party organisation, government body, or website linked from the Service, are independent of Mekit.GY. We do not employ them and are not responsible for the advice, services, or content they provide.
The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including as to accuracy, reliability, or fitness for a particular purpose, to the fullest extent permitted by law.
To the fullest extent permitted by law, [Legal Entity Name] will not be liable for any indirect, incidental, or consequential damages, or for any business, financial, or lending decision made in reliance on the Service.
You may stop using the Service and request deletion of your account at any time. We may suspend or terminate accounts that violate these Terms.
We may update these Terms from time to time. Continued use of the Service after a change takes effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the Co-operative Republic of Guyana, without regard to conflict-of-law principles.
Questions about these Terms can be sent to [Contact Email].