A few quick questions to see where your business stands for a Guyana Development Bank loan — the Quick Loan (up to GYD 300,000, no business registration required) or the SME Loan (up to GYD 3,000,000, requires registration and a TIN). This is a preliminary check, not an official determination — GDB will confirm eligibility when you apply directly at gdb.gov.gy.
Guyana Development Bank Act 2026, confirmed facts: applicants must be 18–60 years old; loans are zero-interest and require no collateral; a Quick Loan of up to GYD 300,000 needs no business registration, while an SME Loan of GYD 300,000–3,000,000 requires business registration, a TIN, GRA compliance, and NIS compliance.
Small Business Act 2004 (as amended 2020): the general legal definition of a qualifying small or medium enterprise — independently owned and operated for gain or profit, 25 or fewer employees, turnover of GYD 60,000,000 or less, and total assets of GYD 20,000,000 or less. GDB has not independently confirmed that this exact definition is what it uses to gate SME Loan eligibility, but it is the best public reference for SME status while that is confirmed.